Industry Financing
Landscaping Business Financing
Equipment loans, vehicle financing, and working capital for landscaping companies, lawn care services, and commercial grounds maintenance contractors.
Check Your Eligibility →Funding Amount
$10K – $1M
Typical Terms
1–7 years
Rates Starting At
7%
What We Finance
Landscaping companies carry heavy equipment costs and seasonal cash flow swings. We work with lenders who understand the business model and can structure financing around seasonal revenue patterns.
- •Mowers: zero-turn, commercial walk-behind, riding mowers
- •Trucks, trailers, and vehicle financing
- •Skid steers, excavators, and earth-moving equipment
- •Seasonal working capital lines of credit
- •Business acquisition loans for buying a route or competitor
- •Irrigation system installation capital for commercial contracts
Business Types We Work With
- ✓Residential lawn care and mowing
- ✓Commercial grounds maintenance
- ✓Hardscaping and outdoor construction
- ✓Tree service and arborist companies
- ✓Irrigation and sprinkler installation
- ✓Snow removal contractors
Why Lenders Approve This Industry
Commercial contracts provide annualized, recurring revenue that lenders can model forward. Equipment-heavy operations have strong collateral. Established routes with 1+ year of customer history are highly financeable.
Typical Qualification Requirements
- ✓6+ months in business
- ✓$8,000+ monthly revenue
- ✓560+ credit score for equipment; 600+ for working capital
- ✓Business checking account
- ✓Contractor license where required
Requirements vary by program and lender. Many businesses that were declined elsewhere qualify through our network.