Built for the Businesses Banks Leave Behind
Martimus Financial Corporation is an independent commercial finance broker connecting U.S. small businesses with the capital they need to grow — faster, more transparently, and without the runaround.
Why We Started Martimus Financial
Every year, millions of small business owners walk into banks, submit paperwork, wait weeks — and get rejected. Not because their businesses aren’t viable. Because the traditional lending system wasn’t built for them.
Martimus Financial was founded to fix that. We saw creditworthy businesses lose contracts, miss payroll, and shut down — not for lack of ability, but for lack of access. A single bank rejection was ending conversations that should never have started.
We built a different model. As an independent broker, we aren’t tied to any single lender. We work with a network of 50+ funding sources — banks, credit unions, alternative lenders, equipment finance companies, and SBA specialists — giving every client access to the full market, not just one desk at one institution.
Our advisors don’t get paid to push one product. They get paid when the right deal gets done — and clients come back, which they do at a 75% rate.
Every Business Deserves a Fair Shot at Capital
Transparency First
Every term, every fee, every condition — explained in plain English before you sign anything. No surprises at closing. Ever.
Lender-Agnostic Advice
We work for you, not for any lender. Our recommendation is always the product that fits your situation best — not the one that pays us most.
Long-Term Relationships
75% of our clients return for renewal funding. We measure success not by closed deals, but by businesses that are still growing years later.
Speed Without Sacrifice
Same-day pre-approvals don’t mean rushed decisions. We’ve built a process that is both fast and thorough — because your business can’t afford either extreme.
Honest Qualification
If we can’t help you today, we’ll tell you exactly why and what it would take to qualify. No false hope, no wasted applications.
Data Privacy
Your financial information is handled with bank-level security protocols. We never sell your data to third parties for marketing purposes.
Built for Main Street Business Owners
We serve established small and mid-sized businesses across the United States. Here’s who we’re best positioned to help:
The Right Capital at the Right Time
Not every business needs the same solution. Matching a business to the wrong product — even a cheap one — can cause more harm than no funding at all. That’s why we start with your situation, not our inventory.
Our advisors are trained to understand your complete financial picture before recommending anything. The goal is always the same: the lowest cost of capital your business qualifies for, structured in a way that improves your cash flow rather than straining it.
Understand Before Recommending
Every client gets a full qualification review. We understand your business before we present any options.
Present the Full Market
You see every program you qualify for — not just the first one that works. Full market exposure, every time.
Transparent Terms
Every offer is explained line by line. Factor rate, APR equivalent, total cost of capital — all of it, clearly.
Post-Funding Support
We stay in contact after funding. Renewal reviews, program upgrades, and refinancing as your business grows.
Our Journey
Martimus Financial Established
Founded in Orlando, Florida with a singular focus: help small business owners access capital the traditional banking system denied them.
Lender Network Expanded to 25+ Partners
Built relationships with alternative lenders, equipment finance companies, and SBA specialists to offer clients a true full-market experience.
$100M in Client Funding Deployed
Crossed a major milestone — $100 million in capital deployed to small businesses across the United States.
Merchant Cash Advance Program Expanded
Expanded our direct MCA funding program, partnering with 20+ specialized MCA lenders to deliver same-day approvals and 24-hour funding for qualifying businesses.
$500M+ Deployed. 2,400+ Businesses Funded.
With 50+ lending partners and a decade of expertise, Martimus Financial continues to serve small businesses that deserve better than a bank rejection letter.
What Makes Martimus Different
In a market full of lenders and brokers, here’s what separates us.
🏦 Access to 50+ Lenders
One application reaches our entire network. You get the best offer available in the market for your profile — not just what one lender offers.
👤 Dedicated Advisor Model
You’re assigned a single advisor who knows your business. Not a call center. Not a chatbot. A real person responsible for your outcome.
⚡ Same-Day Pre-Approvals
Our streamlined process delivers pre-approval decisions within 2–4 hours. Funding in as little as 24 hours after acceptance.
📋 No Upfront Fees
We are compensated by lenders at closing. You pay nothing to apply, nothing to receive offers, nothing unless you fund.
🔄 Renewal Programs
75% of our clients return for additional funding. We build ongoing relationships and proactively review clients for better terms as they grow.
🛡️ Difficult Credit Welcome
We specialize in finding solutions for businesses that traditional lenders turn away — including MCA exits, low credit scores, and short time in business.
Ready to See What You Qualify For?
No obligation. No cost. A real advisor reviews your profile and presents every option available to your business.
Martimus Financial Corporation is a commercial finance broker, not a lender. Located at 3564 Avalon Park E Blvd, Ste 1, Orlando, FL 32828 | (919) 457-5200