Industry Financing
Logistics & Freight Brokerage Financing
Working capital, freight factoring, and growth capital for freight brokers, 3PLs, warehouse operators, and logistics companies.
Check Your Eligibility →Funding Amount
$25K – $5M
Typical Terms
1–5 years
Rates Starting At
7%
What We Finance
Logistics companies face a fundamental cash flow challenge: they pay carriers within days but wait 30–60 days to collect from shippers. Invoice factoring and working capital lines solve this gap — and our lender network specializes in it.
- •Freight invoice factoring (advance on receivables from shippers)
- •Working capital lines of credit for operations and carrier payments
- •Warehouse and distribution center real estate financing
- •Technology and TMS (Transportation Management System) financing
- •Fleet financing for asset-based 3PLs
- •SBA 7(a) for logistics company acquisitions
Business Types We Work With
- ✓Freight brokers (licensed 3PL, property broker)
- ✓Third-party logistics providers (3PLs)
- ✓Warehouse and distribution operators
- ✓Last-mile delivery companies
- ✓Cold chain and temperature-controlled logistics
- ✓Customs brokers and freight forwarders
Why Lenders Approve This Industry
Freight broker receivables from creditworthy shippers (Fortune 500, major retailers) are high-quality assets for factoring. Licensed 3PLs with documented shipper relationships and surety bonds are strong conventional borrowers.
Typical Qualification Requirements
- ✓FMCSA freight broker authority (if applicable)
- ✓6+ months operating
- ✓$20,000+ monthly receivables or revenue
- ✓600+ credit score
- ✓Surety bond documentation for brokers
Requirements vary by program and lender. Many businesses that were declined elsewhere qualify through our network.