Industry Financing
Manufacturing Business Loans
Equipment financing, facility loans, and working capital for manufacturers across all product categories — from job shops to mid-size production facilities.
Check Your Eligibility →Funding Amount
$50K – $25M
Typical Terms
3–25 years
Rates Starting At
5.75%
What We Finance
Manufacturing companies have some of the largest capital requirements in small business lending. Equipment, facilities, raw material inventory, and workforce expansion all require structured financing. We work across both SBA and conventional lending to match the right structure to each deal.
- •Industrial equipment: CNC machines, lathes, presses, fabrication equipment
- •SBA 504 for owner-occupied manufacturing facilities
- •Working capital lines of credit for raw material purchasing
- •Equipment leasing and leaseback structures
- •Contract manufacturing expansion capital
- •Inventory financing for production run procurement
Business Types We Work With
- ✓Metal fabrication and machining
- ✓Plastic injection molding
- ✓Food and beverage manufacturing
- ✓Printing and packaging
- ✓Electronics and component assembly
- ✓Wood products and cabinetry
- ✓Chemical and industrial products
Why Lenders Approve This Industry
Manufacturing generates real assets — equipment, inventory, receivables — all of which can be pledged as collateral. SBA 504 is highly active in manufacturing real estate. Strong export businesses have additional SBA programs.
Typical Qualification Requirements
- ✓1+ year in operation
- ✓$25,000+ monthly revenue
- ✓640+ credit score
- ✓Detailed equipment list and appraisal for large deals
- ✓For SBA: 2+ years operating with documented P&L
Requirements vary by program and lender. Many businesses that were declined elsewhere qualify through our network.