Industry Financing
Roofing Company Financing
Material financing, equipment loans, and working capital for residential and commercial roofing contractors.
Check Your Eligibility →Funding Amount
$10K – $2M
Typical Terms
1–7 years
Rates Starting At
7.5%
What We Finance
Roofing companies have intense capital needs tied to material costs, labor, and equipment — often before they receive payment on a job. We work with lenders who understand storm-season surges, project-based revenue, and roofing cash flow cycles.
- •Material purchasing lines of credit for large contracts
- •Working capital for payroll between job start and completion
- •Equipment financing: lifts, compressors, nail guns, trailers
- •Vehicle loans for company trucks and crew transport
- •Insurance restoration financing (bridge capital during claim cycles)
- •Expansion capital for entering commercial roofing market
Business Types We Work With
- ✓Residential roofing (shingle, metal, flat)
- ✓Commercial roofing (TPO, EPDM, modified bitumen)
- ✓Storm restoration contractors
- ✓Solar roofing installers
- ✓Roofing material distributors
Why Lenders Approve This Industry
Roofing is essential maintenance — cannot be deferred indefinitely. Insurance restoration work provides documented, lien-protected revenue. Contractors with signed storm contracts or commercial maintenance agreements qualify well.
Typical Qualification Requirements
- ✓Contractor license (state-specific)
- ✓6+ months in business
- ✓$15,000+ monthly revenue
- ✓580+ credit score
- ✓Business bank statements showing consistent deposits
Requirements vary by program and lender. Many businesses that were declined elsewhere qualify through our network.